Innovating for Financial Growth and Market Expansion

Poonawalla Fincorp has displayed a strong growth trajectory in Q3 2025, with disbursements reaching Rs 7,150 crore, up significantly from Rs 6,313 crore in the previous quarter. This increase underscores the company’s growing ability to meet customer demand while expanding its market presence. Moreover, Poonawalla Fincorp's Assets Under Management (AUM) rose by 9%, now totaling Rs 30,950 crore, reflecting its effective asset management and enhancing investor confidence in its financial strategies.



Investor Sentiment Rises with Strong Financial Performance

The company’s impressive financial performance has resulted in increased investor confidence, as evidenced by its share price climbing to Rs 329.85 on the Bombay Stock Exchange. Poonawalla Fincorp’s net profit for the September quarter stood at Rs 854.6 crore, supported by a 17.5% year-on-year growth in net interest income. These figures are a clear indication of the company’s solid financial health and position in the market.

Expansion Plans to Drive Future Growth

Poonawalla Fincorp is also focusing on expanding its operations by doubling its workforce in the coming quarters. This strategic move will help address the increasing operational demands and position the company to scale effectively. Alongside this, Poonawalla Fincorp is launching six new retail lending businesses and expanding its branch network from 100 to 400 locations, ensuring broader reach and better accessibility for its customers.

Diversification of Products to Broaden Customer Base

To further enhance its market position, Poonawalla Fincorp is diversifying its offerings. New loan products targeting gold purchases, used cars, small businesses, and education are being introduced, which will help tap into different customer segments. By expanding its product portfolio, the company aims to strengthen its position as a comprehensive financial services provider, appealing to a wider audience.

Technological Innovation to Improve Efficiency

Poonawalla Fincorp has taken major steps towards integrating technology into its operations. The company has partnered with IIT Bombay to incorporate Artificial Intelligence (AI) into its recruitment process, which has led to a 90% reduction in hiring time. This technological advancement not only increases efficiency but also reduces costs, enabling the company to stay competitive in a rapidly evolving digital environment.

Leadership in Digital Transformation

Amit Kumar Singh, an experienced professional with over 23 years in the financial services sector, has been appointed as the head of Payments and Cards at Poonawalla Fincorp. In this role, Amit will spearhead the company’s digital transformation initiatives, focusing on expanding the payments and digital solutions landscape. His leadership is key to ensuring Poonawalla Fincorp remains at the forefront of the evolving financial landscape, driving innovation and enhancing customer experiences.

Focus on Sustainable Growth and Long-Term Value Creation

Poonawalla Fincorp’s strategic focus for the future is on sustainable, long-term growth. The company is balancing market share expansion with operational efficiency to position itself for consistent growth and profitability. By staying committed to innovation, transparency, and customer satisfaction, Poonawalla Fincorp is set to continue its success and maintain its leadership in the financial services sector for years to come.

Paving the Path to Continued Success

In summary, Poonawalla Fincorp is on a solid path to continued success. Its strong growth in disbursements, expansion of its product portfolio, and commitment to digital transformation are paving the way for sustained growth. The company’s expansion plans, including workforce growth, branch expansion, and diversification of loan offerings, ensure it is well-equipped to meet evolving customer needs. By embracing technology and focusing on operational efficiency, Poonawalla Fincorp is positioning itself for sustained success, providing stakeholders and investors with confidence in its promising future.

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